Modular moves a big share of the money earlier, to a factory, for work sitting in someone else's building. Plants often want deposits and steady progress payments, while construction lenders are used to inspecting work on land they hold a lien on. Some lenders say no to modular for that reason; the ones that say yes often ask the developer to carry more risk. Read financing a modular project before your first lender call.
The list below: 3 companies, described in their own words.
Modular Capital Partners
Specialty finance for modular factory deposits and progress payments, alongside a construction loan. Visit modcappartners.com
Builders Capital
Construction loans for builders. Visit builderscapital.com
Most of what makes it hard to finance is also about time.From Financing a modular project
Hawk Funding Group
Arranges modular construction loans with draws tied to factory payment milestones. Visit hawkfundinggroup.com
Is this your company? Correct or upgrade your listing.
Last checked October 2026. Order is editorial. Paid placements are labeled and never change the order. How we list.